The Solution to Balancing Risk & Capital We developed this unique, proprietary safeguard to provide all our clients with continuity and peace of mind they deserve.
LIbra is a Superior Capital Management Tool
- Manages SCR volatility to achieve targets through insurance cycles and economic events
- Mitigates the broadest stress scenarios including premium, reserve and market risk
- Provides management control to deploy the optimal capital mix to meet emerging needs
- Maximises post-event capital options
Libra Solves a Full Range of Requirements, Including:
- Board direction to maintain SCR Coverage at a specific target level
- Management objective to contain SCR volatility to manage key stakeholder expectations (Board, regulator, rating agency)
- “Just in time” capital that responds in real time to:
- - Variability of business initiative needs
- - Business, political or economic events
Libra Offers the Following Blended Product
- Multi-year flexible quota share contract with variable cession rates
- 3-year sub-debt “facility” offering the option to issue Tier 2 debt at pre-defined fixed rate coupon
- Gives management the flexibility to deploy the right capital tool for a broad range of risks
- Products can be utlised separately, together or sequentially at the insurers’ direction
For examples of how Maiden Libra enables a choice of options, download a brief overview.